Personal Excess Liability Calculator

What's the zip code of your primary residence?

Drivers

How many drivers are listed on your policy or have regular access to your personal vehicles?

How many of those drivers are under the age of 26?

Driving History

Driving History

Has anyone had any at-fault accidents or violations in the last 5 years?

Vehicle Information

High-Performance Vehicle

Do you own any high-performance vehicles?

Recreational Vehicles

Recreational Vehicle

Do you own recreational vehicles: ATV's, snowmobiles, boats, golf carts, motorcycles?

E-Bikes & E-Scooters

E-Scooter

Do your kids ride e-bikes or e-scooters?

Properties

Property Info

How many homes do you own?

Home Contractors

house Info

Do you ever hire contractors to work/service your house?

Home Renovation

Renovation Info

Are you currently renovating your house?

Home Information - Other

Driving History

Do you have a trampoline?

Driving History

Do you have a playset?

Driving History

Do you own a dog?

Driving History

Are there any ponds or beaches/waterfront access?

Parties and Events

Party Info

Do you host parties or events often?

Pools

Pool Info

How many of those properties have a pool?

Domestic Employees

Pool Info

How many domestic employees (nannies, gardeners, drivers, etc.) do you have on staff?

Tell us about your watercraft.

Pool Info

Boat 26ft or less

Less than $1M

Pool Info

Boat 27-42ft

Less than $1M

Pool Info

Boat 43-55ft

Less than $1M

Pool Info

Boat 56-75ft

Less than $1M

Pool Info

Boat 76ft or more

$1M or more

Public Profile

Is there a high public profile in household?

Let’s make sure you’re protected against the uninsured/underinsured.

Pool Info

Uninsured Liability Coverage responds in the event you are involved in an incident that is the result of someone else’s negligence. Would you like to add Uninsured Liability Coverage?

Yes, add this coverage No thanks

Pool Info

Underinsured Motorist Coverage responds in the event you are in an auto accident with someone who is underinsured. Would you like to add Underinsured Motorist Coverage?

Yes, add this coverage No thanks

Social Media Presence

Are you and your family (kids) on AND active on social media?

Director Info

Is anyone in the household a director or officer for any non-profit organizations?

Would you like to add excess Directors & Officers Liability to cover you if you are accused of wrongful termination or breach of fiduciary duties?

Yes, add this coverage

No, I'll self-insure

What is your estimated Net Worth?

Annual income to exceed $1mm?

Personal Excess Liability